Home Warranty

Buying

Home Warranties

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     One of the scary things about taking the jump from property tenant to the property owner is the idea of maintenance and upkeep. You're considering homes for sale in Bonita Springs but you are no mechanic or repairman. You do not know a socket wrench from a sheep ranch. And requesting repairmen—how do you know you are not going to get ripped off because of your lack of knowledge? One solution is the home warranty. These are often offered as part of the buyer’s incentive package when you are buying a home in Bonita Springs Fl, or anywhere. 

What a home warranty is not: It’s not a blanket insurance policy against anything ever going wrong in your home. It’s not a permanent warranty. It does have exclusions. Before you purchase or accept a warranty, it’s good to know what the warranty is, what it covers, what it doesn’t and how it works.

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How does it work?

Most home warranties are very similar.  You’ll want to read your warranty thoroughly and mark anything you don’t understand to have explained to you. But in general:

If a home system or appliance breaks down or stops working, you call the home warranty company.

Your home warranty company will call a service provider it has a business arrangement with.

The service provider will call you to make an appointment.

The service provider will fix the problem. If an appliance or system is malfunctioning and can not be repaired, depending on what your contract covers, your home warranty company will pay to replace and install an appliance.

You will pay a small trade service fee (usually less than $100).

What If the service provider does not fix something to your content or says that the problem is your fault and is not covered by your warranty? Call your real estate agent. Your real estate agent can find a resolution for you.

What’s not covered? Check your specific policy, but in general:

Outdoor items such as sprinklers l Faucets l Refrigerators, washers, dryers and garage door openers l Spas and pools, unless specific coverage requested l Permit fees l Haul aways

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What can cause a denial of a claim?

Incorrect maintenance l Code violations l Significant wear and tear l Incorrect installation

General coverage includes

Air conditioning l Dishwashers l Doorbells l Furnace/Heating systems l Water heaters l Ductwork l Garbage disposals l Inside plumbing stoppages l Ceiling fans l Electrical systems l Range and oven l Telephone wiring

Your responsibility is to read thoroughly and understand your warranty before you agree to the terms. Be sure to clear up anything you don’t understand before you sign anything.

When you are searching for homes for sale in Bonita Springs, pay special attention to homes that come with a home warranty. That can really help to alleviate stress when you buy a home in Bonita Springs. 

 

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JHendricksRealty@Gmail.com

(941) 677-8255

24031 S Tamiami Trl Ste 101
Bonita Springs, FL 34134

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Call Me (941) 677-8255 jhendricksrealty@gmail.com Find A Home or See What Your House Is Worth ---->Professional Assistance  Bonita Springs Real Estate

24031 S Tamiami Trl Ste 101
Bonita Springs, FL 34134